Tuesday, January 15, 2013
Festival of Frugality #371: True Confessions Edition
SHOCKING TRUE STORIES IN THIS ISSUE:
New Killer of the Family Budget, posted at HBS Financial Resources. "You don’t have to go far to hear many horror stories about cell phone bills."
How to stop impulse buying, posted at Free in Ten Years. "I was wasting thousands of dollars a year thanks to impulse buying..."
Oh, Oh, Oh, She is a Princess, posted at Girl Meets Debt. "That’s right, Girl Meets Debt use to be a bit of a princess in her late teen-early twenties. (I know. It’s shocking!!!)"
My Husband's Coworkers Think I'm Cheap, posted at Broke Professionals. "I've always been proud of my frugal habits - until my love of saving money got me teased at my husband's office party."
Confessions of a Deranged Shopaholic at My Broken Coin. "Hi, I am Aloysa, and I am a shopaholic. But you already know this. The other day, one of my friends asked me if I knew how much money I spent on shopping in 2012. I was clueless..."
What My Air Conditioner Taught Me About Saving Money, posted at Frugal Rules. "You see, in the moment of an emotional decision, I threw my frugal mindset out the window..."
Do you have too much debt? At the beginning was...feeling is posted at The Money Principle. "OK, I already owned up to the staggering amount of debt we had three years ago (just a reminder: it is mostly gone and we are expecting to be making the final payment any day now) but I never told you the story as it was..."
LIFESTYLES OF THE FRUGAL (AND RARELY FAMOUS)
True, Shocking, Frugal Treehouse Secrets, posted at Dewey's Treehouse.
Frugal Friends Go Skiing, posted at Evolving Personal Finance.
Stacking Multiple Discounts to Rack Up Big Savings, posted at Free Money Finance.
How Much Caffeine Should a Freelancer Drink? posted at Start Freelancing Now.
How to Save Money by Buying a Used Car, posted at The Frugal Toad.
Frugal Hack: Use Live Chat To Score Deals, posted at Rather-Be-Shopping.com. "Many live chat operators have a handful of coupon codes at their disposal and are just waiting to hand them out."
Fun and Cheap Hobbies You Should Try, posted at Prairie Eco Thrifter. "The best hobbies are the ones which will not give you additional stress and headache because they are not expensive and are easy on the budget."
Budgeting in the Roommate Stuff, posted at Budgeting in the Fun Stuff. "Our roommates have made a few mistakes that have either already cost money or will cost money to fix. Thankfully, they pay for their own oopsies."
Is a Costco Membership Worth It?, posted at Young And Thrifty. "I admittedly still have a tub of hummus that has been sitting in my freezer for about 11 months. I hope it’s still good."
15 Ways To Upcycle and Save Money, posted at Free Money Wisdom. "If you wear jeans a lot, you know that they can easily get holes in them. Instead of throwing them away when they get worn, do a few sewing projects."
Should I Renovate or Sell, posted at Daily Fuel Economy Tip.
LESS CONFESSIONAL, MORE PROFESSIONAL:
Why Financial Change Is Tough is posted at Wealth Pilgrim.
4 Avoidable Money Mistakes is posted at Finance Fox. "Spending more than you make is the fastest road to despair and financial ruin. It’s a road that’s quite hard to recover from and one that leads to bankruptcy for thousands of Canadians every year."
How to Start and Use the Cash Envelope System is posted at Work Save Live.
How Long Does it Take to Get Your Tax Refund Back? is posted at My Dollar Plan.
The Best 0% Purchase Credit Cards 2013 is posted at Free From Broke .
Dwindling Debt presents How to Manage Money in College.
Budget SNOB presents How to Raise Kids on a Budget.
SLIGHTLY REGRESSIONAL (STUFF WE DID IN 2012):
Financial Goals - 2013 is posted at The Outlier Model. "Reviewing old goals and setting new ones has been a key to our financial success. Here's how we did in 2012 and what we hope to accomplish in 2013."
Frugal Confessions presents 4 Positive Financial Moves We Made to Our Bottom Line in 2012.
FORESIGHTFUL PLANNING AND FUTURE FRUGALITY (less to confess at the end of the year):
Aggressive Financial Plans For The New Year posted at Money Reasons. "I'm tired of being normal. This year I'm going to explore more aggressive financial plans and I'm planning on doubling my net worth in five years."
Add Vodka presents 2013: The Plan. "I’ve been in the house for 5 days and I can already tell that if I don’t make a plan for 2013, I’ll end up spending all of my spare time .. well, just living."
New Year Plan - Its time to be setting Goals is posted at Personal Finance Journey.
Six Money Moves to Make in 2013 is posted at MoneySmartGuides. "[Decluttering] is also beneficial because as you go through all of your things, a light will hopefully go off in your head where you question why you bought all of these things in the first place and how much more money you could have if you never bought all of it in the first place."
Goals for 2013 is posted at Money Talks Coaching.
Save $1000 in 30 days challenge is posted at Wealth Informatics. "I am not an extreme frugality expert and I don’t intend to become one. So there won’t be any frugality tips on skipping lattes or cutting coupons..."
How to Organize Your Life and Save is posted at PT Money Personal Finance. "Not only do I sometimes find myself throwing out fruits or vegetables that never saw a plate, I also have a tendency to throw out delicately aged leftovers that I carefully put in Tupperware only to lose it in the back of the fridge until it has become a science experiment." 13 money resolutions for 2013: #3 do it yourself! at Reach Financial Independence suggests a solution: "Preparing a huge salad with every vegetable about to go bad in the fridge is easy, cheap and healthy. " Maybe with not the 11-month-old hummus, though.
The Debt Movement is Here: Will You Join? is posted at Finance TUBE.
5 Step Plan For Paying Off Holiday Debt Fast is posted at Card Guys Blog.
AND IN CONCLUSION
Modesty Really is the Best Policy is posted at Modest Money. "It is a completely natural feeling to want things and want them now. After all we are human beings. The key to getting the things you want is sacrifice. Live modestly now, live it up later."
Savvy Scot presents Change Your Life in 10 Steps - The Final Episode, posted at The Savvy Scot.
My Personal Finance Journey presents Lifestyle Becomes Less Important When You Have a Bigger Purpose in Mind.
And that's this week's Tell-All Festival of Frugality. Next week's host blog hasn't been posted yet, so check with the main FoF site for updates. You can submit entries to firstname.lastname@example.org , or use the handy form here.